Knowledge Archive

India-first financial education. From filing ITR to reading balance sheets — build your investing foundation.

Understanding P/E Ratio: Is a Stock Cheap or Expensive?

Learn how the Price-to-Earnings ratio helps you evaluate whether a stock is overvalued or undervalued relative to its earnings.

5 min

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TaxesIntermediate

How to File ITR for Stock Market Income in India

Step-by-step guide to filing your Income Tax Return if you trade stocks, F&O, or receive dividends in India.

8 min

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BasicsBeginner

Nifty 50 vs Sensex: What's the Difference?

Two benchmark indices, two exchanges. Understand what they track, how they differ, and which one matters more.

4 min

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Mutual FundsBeginner

SIP vs Lump Sum: Which is Better for Indian Investors?

Compare Systematic Investment Plans with one-time investments. Data-backed analysis with Indian market examples.

7 min

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TaxesIntermediate

How Dividend Taxation Works in India (2025)

Post-2020 rules changed everything. Learn how dividends are taxed in your hands and what TDS applies.

6 min

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OptionsAdvanced

What is F&O Trading and Why 90% Traders Lose Money

Futures and Options explained for the Indian market. SEBI data shows 9 out of 10 retail traders lose money — here is why.

10 min

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Mutual FundsBeginner

ELSS Funds: Save Tax and Grow Wealth at the Same Time

ELSS is the only mutual fund category that qualifies for Section 80C deduction. Learn how to pick the right one.

5 min

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InvestingIntermediate

How to Read a Balance Sheet (For Non-Accountants)

Assets, liabilities, equity — decoded in plain English. Use this skill to evaluate any listed Indian company.

9 min

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InvestingAdvanced

Understanding Sectoral Rotation in Indian Markets

Why do IT stocks rally when banks fall? Learn how money rotates between sectors and how to position yourself.

7 min

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TaxesIntermediate

Short Term vs Long Term Capital Gains Tax in India

STCG at 20%, LTCG at 12.5% above Rs 1.25 lakh — the 2024 budget changed the rules. Updated guide inside.

6 min

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BasicsBeginner

What is a Demat Account and How to Open One

Your demat account holds your shares electronically. Learn about CDSL, NSDL, and how to pick a broker.

4 min

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Mutual FundsIntermediate

Index Funds vs Active Funds: The Data Tells the Truth

SPIVA India data shows most active funds underperform the index over 5+ years. Should you go passive?

8 min

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